Savings Bonds are an excellent financial tool to use for your retirement planning and wealth protection. Whether you use them exclusively or combine them with other financial tools, Saving Bonds can play an important role in making sure your retirement nest egg is not vaporized in a national financial crisis like the one in 2008 - 2009, and that your retirement money is always there for you.
The United States Savings Bonds program was implemented in 1941. For the last six decades it has been used by Americans who like to invest safely. Today, 55 million Americans hold U.S. Savings Bonds. However, as common and widespread as U.S. Savings Bonds are, they are among the most misunderstood of all investments. It has been my pleasure to help clients protect their wealth and plan for retirement with Savings Bonds as one of their financial tools.
My clients appreciate that I help them:
- Stay up to date on the current value of each savings bond
- Know what interest rates their bonds are earning
- Understand any bond-holder obligations
- Know when their bonds stop paying interest and what their options are when that happens
Following are some frequently asked questions that will help you better understand U.S. Savings Bonds and their role in retirement planning and wealth protection:
Q. My parents left me some Savings Bonds in their will, but I do not know the best thing to do with them?
Q. What kind of interest rates do Savings Bonds have?
Q. If I decide to purchase U.S. Savings Bonds, what are some of the nuances I should be aware of?
Q. What are the most important things I should know about U.S. Savings Bonds?
Q. What should I be aware of when cashing in bonds?
Q. Will the Treasury Department or bank advise me if a bond transaction will create a taxable event?
For a no-cost phone consultation or a complimentary DVD called “Retain Your Gains”, feel free to call me at (239) 455-0027 or fill out this form.
John M. Carlson provides professional financial planning to include: Guaranteed Income Riders, Fixed Index Annuities, Tax-Free Income, Tax-Deferred Growth and Retirement Income Planning